Federal-level loans, grants, and other funding programs to help small-business owners during the COVID-19 crisis.

The PPP is now re-opened through March 31, 2021. Detail on the loan, process, eligibility, and more can be found here.

Comparison of various Federal programs (including PPP, EIDL, and SBA-sponsored programs) and what the eligibility / comparison for each is.

Other Federal and National Resources

Unlocks $25,000 quickly for small businesses with an existing relationship to an SBA Express Lender; small businesses are eligible to apply for this loan until March 13, 2021

The Small Business Administration is offering various forms of debt relief, including payment of principal, interest, and fees on current and new 7(a), 504, and microloans and deferrals (with additional terms).

If you have a PPP forgivable loan, you can apply to have your loan forgiven as soon as the funds have been spent, or as late as 10 months after the end of your Covered Period (24 weeks from the date of funding).  Banks have begun to accept forgiveness applications for loans made in 2021. Starting Aug 4th, SBA will also accept applications for loans less than $150,000, and IF the lending bank participates in the Direct Forgiveness program. For more information, plus go to the SBA website.

This resource guide, from the US Senate Committee on Small Business and Entrepreneurship, outlines funding opportunities available from the federal government and provides detailed information about terms and eligibility. Guidance provided on: PPP, Small Business Debt Relief Program, Economic Injury Disaster Loans, and Emergency Economic Injury Grants, Counseling, Contracting, and Tax Provisions.

The Restaurant Revitalization Program (RRF) was closed in May before all the eligible applications were funded.  There is a pending legislation (H.R. 3807) to recapitalize the program with an additional $70-billion. You can find out more and contact your Representative to support the legislation HERE.

The SBA Economic Injury Disaster Loan (EIDL) is a 3.75%-interest, 30-year-fixed loan product aims to provide low-cost working capital for small businesses adversely affected by the Pandemic. Besides regular business expenses such as payroll, rent, utilities, and inventory, the latest SBA guidance (IFR dated 9/8/2021) expands the list of approved uses to include paying down commercial debt. This essentially allows for low-cost refinancing of any business debt with a higher interest rate.


In addition, targeted applicants for the COVID-19 Economic Injury Disaster Loan (EIDL), who are located in a low-income community, may be eligible to receive a $10,000 advance, and a $5,000 supplemental advance, from SBA that does not need to be repaid. To receive an advance, you must first apply for an EIDL; but you do not need to accept the loan or be approved for the loan to receive an advance.

To check for eligibility for Targeted EIDL, use this mapping tool. In addition, the business must have less than 300 employees (less than 10 employees for the supplemental advance), and demonstrate revenue lost of at least 30% in any 8-week period since March 2, 2020, compared to the same period one year later.

For more information, please visit the SBA website.

SBA loan helping businesses keep their workforce employed. The next round of PPP IS NOW OPEN (through March 31, 2021).

Webinars on all different aspects of concerns in regards to small businesses, updated with relevant info, tips and resources daily.

Other Lists

The SEC has put together a list of resources for small businesses, including funding opportunities.

The SBA offers high-level guidance on funding options and resources